Home Ownership

Habitat's main mission is to build simple, decent homes. Home ownership through Habitat for Humanity requires families to commit to the program but it also helps people get on their feet. It is not a hand out, it is a hand up.

We partner with families in the Laredo-Webb County area who are in need of a place to call home. However, the program is not meant for everyone.

Families who enter into the program must:

Qualify 
     Families must meet the guidelines established by Habitat for Humanity. They are that the family must display a need, meet an income range proving your ability to repay a zero interest mortgage, must be  legally residing in the United States, and must prove that they have resided in Webb County for at least 2 years.

After Qualifying, families apply for a Habitat home, and pending acceptance, enter into a homeowner agreement where by the family must complete:

Partner Requiments 
     If accepted into our program, the family will commit to completing 500 hours of Sweat Equity, a set of workshops on homeownership, enter into a zero interest mortgage, and meet other requirements.

Habitat homes are located throughout Webb County but we are currently building in our own subdivision, Tierra Prometida, on Highway 359 East of Laredo (approximately 6.2 miles from Loop 20)

Homes are built and designed to be sustainable, energy efficient, and visitable (one entrance has a no step entry).  The number of bedrooms and bathrooms is determined by need.                                                                                              

If you think you are ready to take the next step and learn more about Home Ownership through Habitat for Humanity of Laredo-Webb County, please visit each page highlighted in blue for more information.

Once you have decided Home Ownership is right for you, contact our office to pick up a Pre-Qualification form and see if you meet the requirements. From there, you will be on your way to getting the home of your dreams!

Steps for Home Ownership

            Step 1:  Do I qualify? (Requirements and Prequalification Form)

            Step 2: Habitat will determine your credit and income.

            Step 3:  Orientation for Invited Prequalified Applicants

            Step 4:  Applicants return completed documents

            Step 5:  Family Selection Committee Continues Evaluation of Applications

            Step 6:  Home visits are scheduled

            Step 7:  Committee Reviews/Makes Recommendations to Board of Directors

            Step 8:  Texas Department of Housing Bootstrap Program Application